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198 Clay Street, Annapolis, MD 21401

$389,000
  • 198 Clay Street, Annapolis, MD 21401 Main Photo

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New to the Market
BEDS2 BATHS1 full 1 partial SQUARE FEET902 MLS#MDAA2139810
STATUSACTIVE PROPERTY TYPEResidential - Townhouse SUBDIVISIONREGULARS SCHOOLANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Property Description

Welcome to 198 Clay Street in the heart of Annapolis! This charming row home offers water views of College Creek and a short stroll to downtown and West Annapolis, where shops, dining, entertainment, and the U.S. Naval Academy are right at your doorstep. The location also provides easy commuter access to Routes 50 and 97 for Washington, D.C., Baltimore, and BWI Airport. Thoughtfully updated in the past year, the home features new flooring and paint throughout, all new kitchen appliances, countertops, and sink, new siding, four mini-split units, and all new upstairs windows. Walls were opened between the kitchen, dining, and laundry areas to create a more open flow, and a new upper-deck door leads to an expanded rooftop deck with water views. Additional highlights include exposed brick and beamed ceilings, a fenced rear yard, private access to College Creek, and rare rear parking. With a proven rental history including $21,500 earned on Airbnb in 2024, this home is ideal as a primary residence or investment opportunity.

198 Clay Street | MLS# MDAA2139810

This townhouse located at 198 Clay Street, Annapolis, MD 21401 is currently listed for sale with an asking price of $389,000. This property was built in 1920 and has 2 bedrooms and 1 full and 1 partial baths with 902 sq. ft. Clay Street is located in the REGULARS subdivision within the ANNE ARUNDEL COUNTY PUBLIC SCHOOLS school district. Search REGULARS real estate on www.freeman4realestate.com today.

Property Features

Property Type: Residential - Townhouse
Cooling: Ductless/Mini-Split
Fuel Type: Electric
Heating: Baseboard - Electric
Home Style: Traditional
Lot Size: 0.03 Acres
Stories: 2.0
Taxes: $2,979
Year Built: 1920

Feature Descriptions

Accessibility: Level Entry - Main
Additional Structures: Above Grade, Below Grade
Exterior: Vinyl Siding
Lot Dimensions: 0.03 Acre(S)
Municipality: Annapolis
Pet Restrictions: No Pet Restrictions
Sewer: Public Sewer
SQFT Above Finished: 902
SQFT Total Finished: 902
Structure Type: Interior Row/Townhouse
Water: Public

Local Schools

School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Engel & Volkers Annapolis
Agency Phone: 4432926767

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Estimated Payment

$ 1,227.45 per month $865.75 Principal & Interest $248.25 Property Tax $113.46 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/29/2026. The listing information on this page last changed on 03/29/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 03/29/2026 12:03:26 AM EST) or Bright MLS (last updated Sat 03/28/2026 11:56:30 PM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Edward (Ed) Freeman & Teri Lutz Freeman 

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